The Penny Millionaire doesn’t pinch pennies—they strategize them. This post reveals the golden rules for spending wisely on luxuries, from the “Second Finest Principle” (why the runner-up choice is often smarter) to “The 10% Pleasure Rule” (allocating a small budget for indulgences without derailing finances). Learn how to enjoy golf clubs, vacations, and gourmet treats while keeping savings intact.
